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== Application 10: Two-factor auth == Many services use SMS messages as part of a two-factor authentication flow not realizing that hackers can impersonate account owners to get replacement SIMs [sim-cloning]. They then insert these SIMs and intercept messages. An eSIM would help stop this problem as each eSIM contains unique certificates that can be verified off the card. <span id="application-11-more-secure-crypto-wallets"></span>
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